RISKS ARE INCREASING & REPLACEMENTS ARE NEEDED

Currently, the United States National Electrical Code forbids the use of loose, blown-in, or expanding foam insulation over K&T wiring. This is because K&T is designed to let heat dissipate to the surrounding air. As a result, energy efficiency upgrades that involve insulating previously uninsulated walls usually also require replacement of the wiring in affected homes.

As existing K&T wiring gets older, insurance companies may deny coverage due to a perception of increased risk. Several companies will not write new homeowners policies at all unless all K&T wiring is replaced, or an electrician certifies that the wiring is in good condition. Also, many institutional lenders are unwilling to finance a home with the relatively low-capacity service typical of K&T wiring, unless the electrical service is upgraded. 

SAFETY HAZARDS OF KNOB & TUBE WIRING